We have a comprehensive claims-made based medical malpractice indemnity insurance policy offering underwritten by local and international indemnity providers. We are
accepting quotation applications from all consulting practitioners who are on the Irish Medical Councils Specialist Register. If you would like to
receive a quotation from us please complete our online application form below.
Benefits of the current 12 month cover offering
- Medical Malpractice Indemnity and Professional Indemnity Claims Made Policy Wordings and Public Liability
- Medical Indemnity Limits operate in cognisance of the clinical indemnity scheme cap limit programme
- Competitive Annual Premiums for all specialties (excl obstetrics)
- Cover for Medico Legal Work (included in policy limits)
- Legal Expenses for Regulatory Hearing, Inquest, Coroner Defence Costs e.g. Medical Council, Disciplinary Hearings etc.... (sub limit of €500,000)
- The current offering includes Run Off Cover automatically following death, permanent disablement or retirement
- €0 (Zero) Indemnity Policy Excess
- Cover for Good Samaritan Acts - Worldwide
Legal Team
At Challenge we have our own in-house medico legal expertise and we operate our own helpline for our healthcare clients. This service
caters for the majority of our pre-litigation queries. For legal matters we have access to a panel of solicitor firms listed below:
Daniel Spring & Co Solicitors - Donal, Fiona and their Healthcare Law team are widely recognised within the healthcare industry. They are also a nominated firm on the State Claims Agency panel and would have extensive experience in dealing with catastrophic injuries claims, fatal injuries claims and representing practitioners at inquests and Tribunals of Inquiry. For further details see www.danielspring.ie
DAC Beachcroft Dublin are a leading international legal business with more than 2,200 people and coverage across the UK, Europe, Asia-Pacific, Latin America and North America. For further details see www.dacbeachcroft.com/en/gb/about/locations/dublin/
Broking Team
The team is headed up by Challenge MD, Mr David Walsh. David has spent a number of years investing in broking and CRM technology to establish the company as an efficient insurance provider with the ability to meet the indemnity demands and needs of modern professionals.
David was also invested time and resources into developing strong relations with medical industry and governmental representatives who have provided assistance to Challenge with establishing the comprehensive offering available to private consultants today.
Any broking queries can be sent directly to David to dave@challenge.ie
Ann O’Driscoll
Medico-Legal Advisor / Claims ManagementEmail: ann@challenge.ie
The Challenge Medico-Legal and Claims Management team is headed up by Ann O’Driscoll who is a solicitor and former nurse and midwife.
For the past 20 years, Ann has specialised in defending medical malpractice claims and representing doctors and nurses at inquests and Fitness to Practice enquiries. She advises healthcare organisations on clinical risk, clinical governance and medico-legal matters. She is highly regarded in both legal and healthcare circles. Ann is also a lecturer and examiner on the UCD Graduate Diploma in Health Care (Risk Management and Quality) course. She is a sought-after speaker at healthcare conferences, seminars and study days. Ann's approach to clinical and healthcare risk management is very much hands-on, with an emphasis on offering practical, safe solutions to her clients' legal and business needs. She achieves this by combining her legal and clinical expertise with a large dose of common sense. She is an accredited mediator.
Ann and her team participate in and assist with study days and workshops organised by healthcare clients. Ann also advises and assists healthcare organisations with attaining accreditation status. Ann and her team carry out on-site pre-accreditation clinical and health and safety risk surveys. This service is unique to DAC Beachcroft Dublin.
Before joining Challenge Ann was a partner at DAC Beachcroft Dublin, and a partner in the Healthcare Department of Mason Hayes + Curran. Prior to joining Mason Hayes + Curran, Ann headed up the medico-legal and risk management department at Hayes McGrath Solicitors. Ann also worked for seven years with St. Paul Ireland Insurance as the Senior Medico-legal Advisor to the St. Paul-insured 'State Medical Indemnity Scheme' which insured approximately 4,000 non-consultant hospital doctors. Ann headed up a team of solicitors and risks managers who advised and assisted healthcare professionals and organizations on clinical risk and medico-legal matters.
Clients enthuse about Ann O'Driscoll, saying she is 'a real fountain of knowledge. She really knows her stuff and is very committed to achieving what the client wants to do.'
Clients note: 'She has a superb reputation and her knowledge of the area is just amazing.'
Dan joined the Challenge Team as Business Development Executive in July 2015. Dan is an experienced insurance professional with over 10 years’ combined underwriting and insurance broking experience. Dan, who is CIP qualified, helps to manage our existing book of clients as well obtaining quotations for new applicants. If you have any quotation queries don’t hesitate to contact dan@challenge.ie
Joe Walsh
DirectorJoe is a qualified insurance professional and has been on the board of Challenge since the company was established in 2006. He has played an integral part in growing relations with partners of Challenge over the previous 10 years. Joe would also oversee all compliance matters at Challenge and would work closely with the Compliance Support Initiative at Brokers Ireland.
Clinical Indemnity Scheme - Who is covered ?
Clinical Indemnity Scheme - CAP Limits and Applicable Periods
Consultant Medical Indemnity Application
Clinical Indemnity Scheme – CAP limits & applicable periods